|
NOTICE TO ALL EMPLOYEES
THRIFT SAVINGS PLAN FACT SHEET
Percentage returns released November 2, 2004, by the Federal Retirement Thrift Investment Board
ANNUAL
RETURNS
|
G
Fund
|
F
Fund
|
LBA
Bond
Index
|
C
Fund
|
S&P 500
Stock
Index
|
S *
Fund
|
Wilshire
4500 Stock
Index
|
I *
Fund
|
EAFE
Stock
Index
|
|
1994
|
7.22
|
-2.96
|
-2.92
|
1.33
|
1.32
|
-
|
-2.66
|
-
|
7.75
|
|
1995
|
7.03
|
18.31
|
18.47
|
37.41
|
37.58
|
-
|
33.48
|
-
|
11.27
|
|
1996
|
6.76
|
3.66
|
3.63
|
22.85
|
22.96
|
18.52
|
17.18
|
6.27
|
6.14
|
|
1997
|
6.77
|
9.60
|
9.65
|
33.17
|
33.36
|
26.61
|
25.69
|
1.46
|
1.55
|
|
1998
|
5.74
|
8.70
|
8.69
|
28.44
|
28.58
|
7.51
|
8.63
|
20.46
|
20.09
|
|
1999
|
5.99
|
-0.85
|
-0.82
|
20.95
|
21.04
|
32.70
|
35.49
|
26.81
|
26.72
|
|
2000
|
6.42
|
11.67
|
11.63
|
-9.14
|
-9.10
|
-8.76
|
-15.77
|
-14.11
|
-14.17
|
|
2001
|
5.39
|
8.61
|
8.44
|
-11.94
|
-11.89
|
-2.22*
|
-2.52*
|
-15.42*
|
-14.88*
|
|
2002
|
5.00
|
10.27
|
10.26
|
-22.05
|
-22.10
|
-18.14
|
-17.80
|
-15.98
|
-15.94
|
|
2003
|
4.11
|
4.11
|
4.10
|
28.54
|
28.69
|
42.92
|
43.84
|
37.94
|
38.59
|
*Rates of return for May (inception of S and I Funds) through December 2001.
2003
MONTHLY RETURNS
|
G
Fund
|
F
Fund
|
LBA
Bond
Index
|
C
Fund
|
S&P 500
Stock
Index
|
S
Fund
|
Wilshire
4500 Stock
Index
|
I
Fund
|
EAFE
Stock
Index
|
|
Nov.
|
0.30
|
0.30
|
0.24
|
0.91
|
0.88
|
3.47
|
3.42
|
2.22
|
2.22
|
|
Dec.
|
0.49
|
1.01
|
1.02
|
5.24
|
5.24
|
2.04
|
2.08
|
7.68
|
7.81
|
2004
MONTHLY RETURNS
|
G
Fund
|
F
Fund
|
LBA
Bond
Index
|
C
Fund
|
S&P 500
Stock
Index
|
S
Fund
|
Wilshire
4500 Stock
Index
|
I
Fund
|
EAFE
Stock
Index
|
|
Jan.
|
0.29
|
0.80
|
0.80
|
1.80
|
1.84
|
3.53
|
3.58
|
1.32
|
1.41
|
|
Feb.
|
0.39
|
1.09
|
1.08
|
1.35
|
1.39
|
1.78
|
1.75
|
2.22
|
2.31
|
|
March
|
0.29
|
0.69
|
0.75
|
-1.50
|
-1.51
|
0.38
|
0.42
|
0.60
|
0.56
|
|
April
|
0.29
|
-2.54
|
-2.60
|
-1.52
|
-1.57
|
-3.94
|
-4.02
|
-2.31
|
2.26
|
|
May
|
0.39
|
-0.50
|
-0.40
|
1.37
|
1.37
|
1.50
|
1.52
|
0.30
|
0.34
|
|
June
|
0.38
|
0.60
|
0.57
|
1.86
|
1.94
|
2.72
|
2.75
|
2.89
|
2.19
|
|
July
|
0.38
|
1.00
|
0.99
|
-3.24
|
-3.31
|
-5.52
|
-5.54
|
-3.76
|
-3.25
|
|
Aug.
|
0.38
|
1.88
|
1.91
|
0.34
|
0.40
|
0.00
|
0.01
|
1.00
|
0.44
|
|
Sept.
|
0.38
|
0.29
|
0.27
|
1.11
|
1.08
|
3.92
|
3.84
|
2.05
|
2.61
|
|
Oct.
|
0.38
|
0.87
|
0.84
|
1.52
|
1.53
|
1.85
|
1.85
|
3.94
|
3.41
|
|
LAST 12 MONTHS
|
4.43
|
5.58
|
5.53
|
9.39
|
9.42
|
11.84
|
11.72
|
19.20
|
18.84
|
| Fund
|
Invested
In |
Index
Tracked |
| G - Government
Securities Investment Fund |
Special issues
of U.S. Treasury securities |
N/A |
| F - Fixed
Income Index Investment Fund |
Barclays U.S.
Debt Index Fund |
Lehman Brothers
U.S. Aggregate bond index |
| C - Common
Stock Index Investment Fund |
Barclays Equity
Index Fund |
S&P 500 stock
index |
S - Small
Capitalization Stock Index
Investment Fund
|
Barclays Extended
Market Index Fund |
Wilshire 4500
stock index |
| I - International
Stock Index Investment Fund |
Barclays EAFE
Index Fund |
Europe, Australasia,
and Far East stock index |
Future performance of the funds will vary and may be significantly
different from the returns shown above. See the Summary of the Thrift
Savings Plan for detailed information about the funds and their
investment risks. The monthly returns of the TSP Funds represent net
earnings for the month after deduction of accrued administrative
expenses and, except for the G Fund, after deduction of trading costs and
accrued investment management fees as well. The returns for the four
indexes shown do not include any of these deductions.
* Implemented May 2001.
Please post on bulletin boards. Discard/recycle all previous
notices.
Flexible Spending Accounts (FSA) Open Season
FSA Policy Changes
See all changes described on page 12 of the FSA employee brochure, FSA BK1, Flexible Spending
Accounts, November 2004.
Enrollment
Career employees must use the PostalEASE enrollment system to enroll in FSAs for 2005 during
the FSA open season:
• Call toll free: 877-4PS-EASE (877-477-3273) or
• Go to http://blue.usps.gov, click on Employee Self-Service, then PostalEASE or
• Use an Employee Self-Service kiosk (available in some facilities)
Should you have any trouble using PostalEASE, or if you are unable to use the telephone because
you are deaf or hard of hearing, or you cannot use the telephone, Intranet, or an Employee Self-Service kiosk for a medical reason, you may contact your local personnel office for assistance.
USPS® Personal Identification Number (PIN)
To use PostalEASE, enter your Employee ID and USPS PIN. If you don't know your USPS PIN, call
PostalEASE and, when prompted to enter your PIN, simply pause. The system provides an option
to have your USPS PIN mailed to your address of record the next business day. Or you may request
a USPS PIN via the Intranet or an Employee Self-Service kiosk - just follow the instructions.
When
November 8 through 5:00 P.M. Central Time on December 31, 2004.
Eligibility
Career employees only - noncareer employees are not eligible.
Plan Information
Leaflet and brochure with PostalEASE FSA worksheet included mailed to all career employees.
If material is not received by November 29, 2004, contact local personnel office.
Effective Date
FSA open season enrollments become effective January 1, 2005.
Questions
Hotline for FSA questions: 800-842-2026.
TTY line for employees who are deaf or hard of hearing: 866-206-7810 or 866-649-4869. Advance
call to hotline encouraged.
Please Post on All Bulletin Boards
Through December 31, 2004.
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