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Martin Luther King Jr's. Poster

This office will be CLOSED

Monday
January 17, 2005

Martin Luther King Jr.'s

Birthday

Need Postal Service information? Visit our Web site, www.usps.com - 24 hours a day, 365 days a year - for information, stamps, and so much more. Or call 800-ASK-USPS.

NOTICE TO ALL EMPLOYEES

THRIFT SAVINGS PLAN FACT SHEET

Percentage returns released December 2, 2004, by the Federal Retirement Thrift Investment Board

ANNUAL
RETURNS 		G
Fund 		F
Fund 		LBA
Bond
Index 		C
Fund 		S&P 500
Stock
Index 		S *
Fund 		Wilshire
4500 Stock
Index 		I *
Fund 		EAFE
Stock
Index
1994 7.22 -2.96 -2.92 1.33 1.32 - -2.66 - 7.75
1995 7.03 18.31 18.47 37.41 37.58 - 33.48 - 11.27
1996 6.76 3.66 3.63 22.85 22.96 18.52 17.18 6.27 6.14
1997 6.77 9.60 9.65 33.17 33.36 26.61 25.69 1.46 1.55
1998 5.74 8.70 8.69 28.44 28.58 7.51 8.63 20.46 20.09
1999 5.99 -0.85 -0.82 20.95 21.04 32.70 35.49 26.81 26.72
2000 6.42 11.67 11.63 -9.14 -9.10 -8.76 -15.77 -14.11 -14.17
2001 5.39 8.61 8.44 -11.94 -11.89 -2.22* -2.52* -15.42* -14.88*
2002 5.00 10.27 10.26 -22.05 -22.10 -18.14 -17.80 -15.98 -15.94
2003 4.11 4.11 4.10 28.54 28.69 42.92 43.84 37.94 38.59

*Rates of return for May (inception of S and I Funds) through December 2001.

2003
MONTHLY RETURNS 		G
Fund 		F
Fund 		LBA
Bond
Index 		C
Fund 		S&P 500
Stock
Index 		S
Fund 		Wilshire
4500 Stock
Index 		I
Fund 		EAFE
Stock
Index
Dec. 0.49 1.01 1.02 5.24 5.24 2.04 2.08 7.68 7.81
2004
MONTHLY RETURNS 		G
Fund 		F
Fund 		LBA
Bond
Index 		C
Fund 		S&P 500
Stock
Index 		S
Fund 		Wilshire
4500 Stock
Index 		I
Fund 		EAFE
Stock
Index
Jan. 0.29 0.80 0.80 1.80 1.84 3.53 3.58 1.32 1.41
Feb. 0.39 1.09 1.08 1.35 1.39 1.78 1.75 2.22 2.31
March 0.29 0.69 0.75 -1.50 -1.51 0.38 0.42 0.60 0.56
April 0.29 -2.54 -2.60 -1.52 -1.57 -3.94 -4.02 -2.31 2.26
May 0.39 -0.50 -0.40 1.37 1.37 1.50 1.52 0.30 0.34
June 0.38 0.60 0.57 1.86 1.94 2.72 2.75 2.89 2.19
July 0.38 1.00 0.99 -3.24 -3.31 -5.52 -5.54 -3.76 -3.25
Aug. 0.38 1.88 1.91 0.34 0.40 0.00 0.01 1.00 0.44
Sept. 0.38 0.29 0.27 1.11 1.08 3.92 3.84 2.05 2.61
Oct. 0.38 0.87 0.84 1.52 1.53 1.85 1.85 3.94 3.41
Nov. 0.28 (0.86) (0.80) 4.08 4.05 6.96 6.98 6.16 6.83
LAST 12 MONTHS 4.42 4.35 4.44 12.83 12.86 15.62 13.26 23.79 24.19
Fund Invested In Index Tracked
G - Government Securities Investment Fund Special issues of U.S. Treasury securities N/A
F - Fixed Income Index Investment Fund Barclays U.S. Debt Index Fund Lehman Brothers U.S. Aggregate bond index
C - Common Stock Index Investment Fund Barclays Equity Index Fund S&P 500 stock index
S - Small Capitalization Stock Index
Investment Fund 		Barclays Extended Market Index Fund Wilshire 4500 stock index
I - International Stock Index Investment Fund Barclays EAFE Index Fund Europe, Australasia, and Far East stock index

Future performance of the funds will vary and may be significantly different from the returns shown above. See the Summary of the Thrift Savings Plan for detailed information about the funds and their investment risks. The monthly returns of the TSP Funds represent net earnings for the month after deduction of accrued administrative expenses and, except for the G Fund, after deduction of trading costs and accrued investment management fees as well. The returns for the four indexes shown do not include any of these deductions.

* Implemented May 2001.

Please post on bulletin boards. Discard/recycle all previous notices.

picture of a young child wearing glasses and a message that reads - See more money in your pockets-Flexible Spending Accounts

PostalEASE

Any of this in your future?

Braces. Vision exams, contacts and eyeglasses. Laser vision surgery. Medical and dental deductibles and co-pays. Prescription and over-the-counter drugs. Nursery schools. Summer day camp. Day care for a dependent parent.

Set aside dollars in flexible spending accounts - they're tax free!

Call 1-800-842-2026 for more details on how you can save. Then use PostalEASE to enroll.

Open season ends Dec. 31 at 5 p.m. Central time.


Enroll now!

 

PS Form 1412, Daily Financial Report.

(See Article)

Priority Mail Bundles with Delivery Confirmation $4.30 and up, with Insurance $5.15 and up, with Insurance & Delivery Confirmation $5.60 and up.

Health Benefits Open Season:

New Deadline

Health benefits open season elections will be accepted until:

5 p.m. Central Time
Jan. 7, 2005

The effective date of an open season election remains the same - Jan. 8, 2005.

Until PostalEASE has been programmed with the new date, it will continue to say the closing date is Dec. 28, 2004.

Please don't wait until the last day to enter your election into PostalEASE.

PLEASE POST ON ALL BULLETIN BOARDS THROUGH JANUARY 7, 2005

Picture of an older man smiling and a message that reads-Flexible Spending- He's taken care of you for a lifetime - now it's your turn.

Dependent care comes in all shapes and sizes -
day care, nursery school, before- and after-school care,
summer day camp - even day care for dependent parents.

Flexible Spending Accounts (FSAs) can cover them all.

Set aside money for dependent care - TAX FREE!

New for 2005, you can withdraw Dependent Care FSA money even before all your contributions are made - much like a loan. Just submit your eligible expenses, up to your full FSA amount for the year.

Call 1-800-842-2026 for more details about FSAs.
Then dial PostalEASE at 1-877-477-3273 to enroll during Open Season, which ends Dec. 31, at 5 p.m. Central Time.