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Don't Be Misled

Agents who try to sell life insurance to USPS employees...

  • Aren't endorsed by OPM.

Neither the Office of Personnel Management (OPM) nor the Office of Federal Employees Group Life Insurance (OFEGLI) has endorsed any kind of privately sponsored life insurance plan. The FEGLI Program is the only government-wide group life insurance program authorized by OPM. OPM has no connection with, nor responsibility for, any other life insurance product, whether or not it is represented as "supplemental" to the FEGLI Program.

— OPM, BAL 06-202, March 14, 2006

  • Aren't connected to FEGLI or the MetLife unit processing claims for deceased employees.

The FEGLI Program does not use sales agents or telephone solicitations of any kind. No one from the FEGLI Program or OFEGLI will ever contact employees at their worksite (or at ) in person or by phone to sell life insurance. If agents are trying to sell life insurance to employees, they are most assuredly not connected with the FEGLI Program.

Premiums for FEGLI coverage are withheld from employees' salaries. FEGLI premiums are not withheld through voluntary allotments. A request from a life insurance company to set up a voluntary allotment from an employee's pay means that the life insurance product is not connected in any way with the FEGLI Program.

— OPM, BAL 06-202, March 14, 2006

  • Aren't allowed to solicit on federal property.

Commercial solicitation on federal government property is prohibited by General Services Administration regulations found at 41 C.F.R. 102-74.410.

You are free to purchase whatever life insurance you choose, and you are wise to use comparison shopping, but keep this in mind: Salespeople saying they have OPM's permission or authorization are not telling the truth.

Reminder: Never give anyone your USPS personal identification number (PIN).
If you already have, change the PIN.
Call 887-477-3273 and select 3,
or ask your personnel office for assistance.

- PLEASE POST ON BULLETIN BOARD -

NOTICE TO ALL EMPLOYEES

THRIFT SAVINGS PLAN FACT SHEET

Percentage returns released June 2, 2006, by the Federal Retirement Thrift Investment Board

ANNUAL
RETURNS 		G
Fund 		F
Fund 		LBA
Bond
Index 		C
Fund 		S&P 500
Stock
Index 		S *
Fund 		Wilshire
4500 Stock
Index 		I *
Fund 		EAFE
Stock
Index
1994 7.22 -2.96 -2.92 1.33 1.32 - -2.66 - 7.75
1995 7.03 18.31 18.47 37.41 37.58 - 33.48 - 11.27
1996 6.76 3.66 3.63 22.85 22.96 18.52 17.18 6.27 6.14
1997 6.77 9.60 9.65 33.17 33.36 26.61 25.69 1.46 1.55
1998 5.74 8.70 8.69 28.44 28.58 7.51 8.63 20.46 20.09
1999 5.99 -0.85 -0.82 20.95 21.04 32.70 35.49 26.81 26.72
2000 6.42 11.67 11.63 -9.14 -9.10 -8.76 -15.77 -14.11 -14.17
2001 5.39 8.61 8.44 -11.94 -11.89 -2.22* -2.52* -15.42* -14.88*
2002 5.00 10.27 10.26 -22.05 -22.10 -18.14 -17.80 -15.98 -15.94
2003 4.11 4.11 4.10 28.54 28.69 42.92 43.84 37.94 38.59
2004 4.30 4.30 4.34 10.82 10.88 18.03 18.10 20.00 20.25
2005 4.49 2.40 2.43 4.96 4.91 10.45 10.03 13.63 13.54

*Rates of return for May (inception of S and I Funds) through December 2001.

2005 ANNUAL
RETURNS

 G
Fund 		F
Fund 		LBA
Bond
Index 		C
Fund 		S&P 500
Stock
Index 		S *
Fund 		Wilshire
4500 Stock
Index 		I *
Fund 		EAFE
Stock
Index
June 0.28 0.56 0.55 0.16 0.14 3.37 3.26 1.86 1.33
July 0.37 -0.84 -0.91 3.67 3.72 5.59 5.63 3.07 3.07
Aug. 0.37 1.23 1.28 -0.90 -0.91 -1.01 -1.15 3.23 2.53
Sept. 0.36 -1.03 -1.03 0.84 0.81 0.83 0.76 3.68 4.45
Oct. 0.36 -0.75 -0.79 -1.66 -1.67 -2.33 -2.35 -2.90 -2.92
Nov. 0.36 0.38 0.44 3.75 3.78 4.72 4.67 2.44 2.45
Dec. 0.45 0.95 0.95 0.07 0.03 0.37 0.48 4.64 4.65
2006 ANNUAL
RETURNS 		G
Fund 		F
Fund 		LBA
Bond
Index 		C
Fund 		S&P 500
Stock
Index 		S *
Fund 		Wilshire
4500 Stock
Index 		I *
Fund 		EAFE
Stock
Index
Jan. 0.36 0.09 0.01 2.66 2.65 6.70 6.57 6.14 6.14
Feb. 0.36 0.28 0.33 0.22 0.27 -0.98 -0.99 -0.27 -0.22
March 0.36 -0.93 -0.98 1.29 1.25 3.84 3.81 3.33 3.30
April 0.44 -0.19 -0.18 1.35 1.34 0.34 0.41 4.83 4.78
May 0.44 -0.09 -0.11 -2.87 -2.88 -4.36 -4.32 -3.87 -3.88
LAST 12 MONTHS 4.60 -0.38 -0.48 8.68 8.64 17.73 17.42 28.92 28.24
Fund Invested In Index Tracked
G - Government Securities Investment Fund Special issues of U.S. Treasury securities N/A
F - Fixed Income Index Investment Fund Barclays U.S. Debt Index Fund Lehman Brothers U.S. Aggregate bond index
C - Common Stock Index Investment Fund Barclays Equity Index Fund S&P 500 stock index
S - Small Capitalization Stock Index
Investment Fund 		Barclays Extended Market Index Fund
Barclays EAFE Index Fund 		Wilshire 4500 stock index
Europe, Australasia, and Far East stock index
I - International Stock Index Investment Fund

Future performance of the funds will vary and may be significantly different from the returns shown above. See the Summary of the Thrift Savings Plan for detailed information about the funds and their investment risks. The monthly returns of the TSP Funds represent net earnings for the month after deduction of accrued administrative expenses and, except for the G Fund, after deduction of trading costs and accrued investment management fees as well. The returns for the four indexes shown do not include any of these deductions.

* Implemented May 2001.

See next page for new L Funds.

Please post on bulletin boards. Discard/recycle all previous notices.

 

L Funds

2005
MONTHLY RETURNS 		L 2040 L 2030 L 2020 L 2010 L Income
Aug * 0.07 0.07 0.15 0.16 0.17
Sep 1.35 1.17 1.06 0.94 0.52
Oct -1.90 -1.67 -1.34 -0.93 -0.17
Nov 3.08 2.80 2.42 1.89 1.03
Dec 1.32 1.22 1.11 0.93 0.59
2006
MONTHLY RETURNS 		L 2040 L 2030 L 2020 L 2010 L Income
Jan 3.84 3.40 2.92 2.22 1.10
Feb -0.07 0.00 0.07 0.15 0.25
Mar 1.98 1.71 1.56 1.19 0.67
Apr 1.75 1.62 1.47 1.18 0.74
May -2.87 -2.45 -2.06 -1.31 -0.33

* Returns for August are from inception on August 1, 2005.

The L Funds are invested in the five individual TSP funds.