Federal Employees Dental and Vision Insurance Program

Dental and Vision Insurance Open Season

November 10 to December 8, 2008

www.BENEFEDS.com

BELATED ELECTIONS ARE BEING ACCEPTED
FOR FEDVIP THROUGH JAN. 30, 2009, 7:00 p.m. Eastern Time (ET)

The U.S. Office of Personnel Management (OPM) has authorized a belated enrollment opportunity through Jan. 30, 2009, 7:00 p.m. ET. This means that you can:

n Enroll in a Federal Employees Dental and Vision Insurance Program (FEDVIP) dental plan and/or a FEDVIP vision plan if you are not already enrolled for 2009.

n Change your FEDVIP dental plan enrollment and/or your FEDVIP vision plan enrollment for 2009.

n WARNING: If you have already received benefits for 2009 under your current 2009 FEDVIP enrollment and you change to a different FEDVIP plan, you and/or your provider may be responsible for reimbursing the former plan for any benefits paid. If you have elected a new plan, that plan may consider your claims for the retroactive period of coverage, depending on the plan provisions, although this may require that you and/or your provider resubmit the claim to the new plan.

n Cancel your FEDVIP dental plan enrollment and/or your FEDVIP vision plan enrollment for 2009.

n WARNING: If you have already received benefits for 2009 under your current 2009 FEDVIP enrollment and you cancel your FEDVIP participation, you and/or your provider may be responsible for reimbursing the former plan for any benefits paid.

You may find program information for FEDVIP on the Internet at https://liteblue.usps.gov and on the Intranet at http://blue.usps.gov; click Open Season Benefits Elections PostalEASE Self-Service Extended Deadlines! and then Dental and Vision Insurance. You may also go directly to www.BENEFEDS.com, or if needed you may call BENEFEDS at 877-888-FEDS (877-888-3337), TTY 877-889-5680. Employees may continue to access www.BENEFEDS.com through Jan. 30, 2009, 7:00 p.m. ET, to obtain plan information and may communicate belated enrollment requests via the secure e-mail offered on the website. Employees without access to the Internet, and employees who wish to make a belated enrollment after Dec. 31, 2008, may call 877–888–FEDS (877–888–3337). Employees who are deaf or hard of hearing may place a TTY call to 877-889-5680. The deadline for calls to make belated enrollments is also Jan. 30, 2009, at 7:00 p.m. ET.

Effective Dates

Enrollments, changes, and cancellations will be effective on Jan. 1, 2009. These actions do not affect your enrollment(s) for the 2008 plan year.

Depending on the timing of your enrollment/change/cancellation, it may take one or more pay periods for your FEDVIP deductions to be adjusted to match your new election, and for your new FEDVIP plan to process your enrollment so that you can receive services/payment of claims.

Note: Depending on the timing of your enrollment/change, you may owe retroactive premiums back to Jan. 1, 2009. For employees who are making their first election of a dental or vision plan through the belated enrollment opportunity (and not for employees who are changing their plan election), OPM has advised that retroactive premiums cannot be paid on a pre-tax basis. If you owe retroactive premiums and you receive a direct bill in the mail from BENEFEDS, you must pay the direct bill. If you do not, your FEDVIP coverage will be cancelled.

If you do not make a FEDVIP election, any coverage you currently have will continue for 2009.

If this notice does not affect you, there is no need to take action.

Please post on all bulletin boards through Jan. 30, 2009

FSA is at www.myuhc.com on the Internet. Manage your account. Have your claims paid by Direct Deposit. Flexible Spending Accounts.