Save Money with Flexible Spending Accounts

Put more money in your pocket! With a Flexible Spending Account (FSA), you can save on a wide variety of everyday medical, dental, vision, and day care expenses. It’s a tax break that’s simple to use and works for all employees eligible for Federal Employees Health Benefits (FEHB) whether or not you participate in FEHB. You’re likely to have out-of-pocket medical or dependent care expenses. Why pay more in taxes than you have to?

Your contributions to an FSA are deducted from your salary BEFORE taxes. That’s how you save — you don’t pay taxes on your FSA contributions and end up with more money in your pocket as a result.

Start by figuring out how much money you’d like to set aside for the year. If you need help in determining that amount, use the FSA calculator at (scroll down to “Savings Calculators” on the home page).

The average person will save about 30 percent each year — that’s like receiving a 30 percent discount. With that type of savings, a Postal Service employee contributing $2,000 to an FSA account will save about $600.

You can contribute up to $2,650 into a healthcare FSA to cover out-of-pocket health, dental, and vision costs. If you don’t use it all, you can carry over up to $500 of unused elections into the next year. You can also contribute up to $5,000 to a dependent care FSA to cover day care expenses for your dependent children under age 13 and eligible adult-care expenses.

To learn more about FSAs, visit or check out our provider site at