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If you suspect your identity has been stolen, take action:
If the crime involved the U.S. Mail, report it online to the U.S. Postal Inspection Service at
https://www.uspis.gov
, or call 1-877-876-2455.
If the crime involved counterfeit credit cards or computer hacking, report it to the U.S. Secret Service at
www.secretservice.gov
.
Check whether the major credit reporting agencies have accounts in your name that were opened without your consent. Ask them to place a “fraud alert” on your file.
You may be advised to close some or all of your accounts. At the least, change your PIN codes and passwords immediately.
Keep a record of the names and phone numbers of people with whom you discussed your case, and of all reports and supporting documents.
Report ID theft online with the Federal Trade Commission at
www.identitytheft.gov
, or call its Identity Theft Hotline at 1-877-ID-THEFT. The FTC has counselors to help you resolve financial and other problems that can result from this crime.
Everyone with a Social Security number is at risk of identity theft. Learn how to protect yourself.