Insurance Availability Shipping Services With Insurance Included for Most Packages The Postal Service includes insurance for the following items: Priority Mail Express service, which includes up to $100 insurance. (See the Note below.) Priority Mail service, which includes up to $50 insurance for most retail packages, and $100 insurance for most commercial packages. (See the Note below.) Note: To qualify for insurance, Priority Mail Express and Priority Mail items must bear a tracking barcode (available from a retail unit or PC Postage). Priority Mail pieces meeting the requirements to qualify for insurance, but not supported by a Shipping Services file, must have a full acceptance scan to qualify for automatic insurance coverage. Insurance coverage is not available for Priority Mail pieces mailed with the following services: Merchandise Return Service, Priority Mail Open and Distribute, or Premium Forwarding Service.